Craig Howie, B.A.
Mortgage Agent
Are you looking for an experienced mortgage agent who can help you find the right mortgage product – ranging from first-time homebuyer programs, to financing for the self-employed, to financing for those with credit challenges? I work for you – not the lenders – to ensure you receive the most competitive rates and products available in today’s marketplace. I have access to more than 50 lending institutions, including the largest Canadian banks, credit unions, and trust companies.
I am available at your convenience to provide you with a free proposal!
Take the hassle out of the mortgage process &
simplify your life!
- Mortgages for first home or new home buyers
- Investment Property Mortgages
- Mortgage Renewals
- Mortgage Refinancing for Home Equity
Apply Now
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Personalized Mortgage Assistance
There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional. While a bank only offers the products from their particular institution, a licensed mortgage professional like myself can search for the best rate from Canada’s financial institutions – this means you get more choice!
I will work with you to ensure you get the best mortgage for your needs.
Whether you’re purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, I will help you make an educated buying decision with professional unbiased advice.
How much does it cost?
I work for you, and not the banks, credit unions and trust companies. From our first consultation to the signing of your mortgage, my services are free. (A fee is charged only for the most challenging credit solutions, and it’s especially under those circumstances that a mortgage professional can do for you what your bank cannot).
Need a review of your existing mortgage?
Fill out this form & I will be in touch with you very shortly.
Craig Howie is a long-term resident of Whitby & a passionate supporter of the community.
As a mortgage broker with Dominion Lending, Craig brings a wealth of knowledge to his clients with over 20 years of experience in the industry.
Craig is in his element helping individuals and families find their dream homes and navigate the complex world of real estate. With his expertise and dedication, he goes above and beyond to ensure that his clients receive the best possible mortgage rate and options.
In addition to his professional roles, Craig is a long-term resident of Whitby and passionate supporter of the community. As an active member of the Rotary Club of Whitby Sunrise, Craig actively contributes to various service projects. Whether it’s organizing fundraisers, volunteering at local events, or supporting charitable initiatives.
As the official Town Crier of Whitby, Craig can be found enthusiastically sharing the latest news and announcements, ensuring that everyone in town stays informed and connected.
Craig is also a Beaver Leader, a founder/member of the 100 Men of Whitby, and is proudly supported by his amazing wife Karen and two young children, Lachlan and Mila.
FC Funding FSRA#10671
Head office: 1 Commissioners Rd E, London, Ontario N6C 5Z3
Independently owned & operated
Contact
Phone: 905.903.2532
Email: craig@craighowie.ca
Service Area
Whitby, Oshawa, Ajax, Ontario
“When Irish hearts are happy, all the world seems bright and gay. And when Irish eyes are smiling, sure, they steal your heart away.”
-Bing Crosby ... See MoreSee Less
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Rate Update: It is nice to see fixed rates drop below 5%, will we see them drop any further? The Bank of Canada has indicated that we could potentially see a rate decrease in the future possibly as early as the summer.
However, given the significant difference between the current variable rate(6.3%) and the fixed rate, the market may have already priced that rate decrease in.
Also, just so you know, I type all this stuff with my own fat fingers. Personally I think AI marketing is like a bad toupee and can be spotted a mile away. 😉
*Purchases with less than 20% down, or purchases with more than 35% down. ... See MoreSee Less
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Donation #21!
Cant say enough about the amazing staff and experience when donating blood. Top notch nurses, always on time, a great app, and of course, great snacks! ... See MoreSee Less
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Well done, Craig!
Good on you Craig!
Thx Craig - you are truly making a difference. I know !!!
Keep up the good work Craig! Dedicated donors such as yourself are essential to maintaining Canada's Lifeline and ensuring that there is a steady supply of blood.
Way to go Craig! You should hit the 25 milestone by the end of the year. Donated blood myself just last week.
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No surprise that the Bank of Canada held rates today. The next announcement is on April 10th. -Craig. ... See MoreSee Less
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March is fraud awareness month, and I just wanted to take a moment to focus on the importance of title insurance. Let me know if you have any questions or concerns.
Thanks again Craig. ... See MoreSee Less
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The First-Time Home Buyer Incentive is a shared-equity mortgage with the Government of Canada, which offers
clients an increased down payment of 5% for a first-time buyer’s purchase of a resale home or 10% for a newly constructed home.
Unfortunately, the program had a significant amount of stipulations that led to almost no one using it.
In the four years since the inception, I may have processed two deals with this program.
So, i wouldn't expect any market changes but let me know your thoughts?
Craig. ... See MoreSee Less
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