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Craig Howie, B.A.
Mortgage Agent

Are you looking for an experienced mortgage agent who can help you find the right mortgage product – ranging from first-time homebuyer programs, to financing for the self-employed, to financing for those with credit challenges? I work for you – not the lenders – to ensure you receive the most competitive rates and products available in today’s marketplace. I have access to more than 50 lending institutions, including the largest Canadian banks, credit unions, and trust companies.

I am available at your convenience to provide you with a free proposal!

905.903.2532

Take the hassle out of the mortgage process &
simplify your life!

  • Mortgages for first home or new home buyers
  • Investment Property Mortgages
  • Mortgage Renewals
  • Mortgage Refinancing for Home Equity

Apply Now

Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.

Personalized Mortgage Assistance

There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional. While a bank only offers the products from their particular institution, a licensed mortgage professional like myself can search for the best rate from Canada’s financial institutions – this means you get more choice!

I will work with you to ensure you get the best mortgage for your needs.

Whether you’re purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, I will help you make an educated buying decision with professional unbiased advice.

How much does it cost?

I work for you, and not the banks, credit unions and trust companies. From our first consultation to the signing of your mortgage, my services are free. (A fee is charged only for the most challenging credit solutions, and it’s especially under those circumstances that a mortgage professional can do for you what your bank cannot).

Need a review of your existing mortgage?

Fill out this form & I will be in touch with you very shortly.

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craig howie community

Craig Howie is a long-term resident of Whitby & a passionate supporter of the community.

A long-term member and Past President of the Rotary Club of Whitby Sunrise, Craig believes that giving back to the community is its own reward.

Craig has had the privilege of helping to organize the Whitby Ribfest, an annual event attracting thousands of people and raising over $500,000 for projects right here in Whitby. He has also had the opportunity to be a part of hands-on projects in Whitby, Dominican Republic, Thailand, and Laos.

As well as being active in Rotary, Craig is a Whitby Chamber Member and a Scout Leader for the 7th Whitby Beavers.

Neighbourhood Dominion Lending Centre; FSRA #11764
Head Office: 355 Mapleview Drive West, Barrie ON, L4N 9E8
Independently owned & operated

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A friend of mine said, "It feels like we are all one paper cut away from losing our minds"
Unfortunately it rings true for a lot of clients I speak with, but there is hope.
With rates and property taxes increasing, it is always a good idea to review your mortgage options before it is too late!
... See MoreSee Less

A friend of mine said, It feels like we are all one paper cut away from losing our minds
Unfortunately it rings true for a lot of clients I speak with, but there is hope. 
With rates and property taxes increasing, it is always a good idea to review your mortgage options before it is too late!

Breaking:
"Federal government to remove GST from construction of new rental apartments"
Two possible outcomes from this:
1) It could re-start new housing developments that have been on hold due to high interest and labour costs.
2) Hopefully it will also incentivise builders to build homes for Canadians instead of condos for investors.

It does take on average 6 years from start to finish on a development, but this is potentially good news on the supply side.
... See MoreSee Less

Breaking: 
Federal government to remove GST from construction of new rental apartments
Two possible outcomes from this:
1) It could re-start  new housing developments that have been on hold due to high interest and labour costs. 
2) Hopefully it will also incentivise builders to build homes for Canadians instead of condos for investors. 

It does take on average 6 years from start to finish on a development, but this is potentially good news on the supply side.

I had a distraught young couple call me and were considering selling their home, as they did not feel they could get out from under the mountain of overdue debt.
It is ALWAYS a good idea to call a qualified mortgage professional and find out what your options are!
... See MoreSee Less

I had a distraught young couple call me and were considering selling their home, as they did not feel they could get out from under the mountain of overdue debt. 
It is ALWAYS a good idea to call a qualified mortgage professional and find out what your options are!

Comment on Facebook

Well done Craig!!

The Bank of Canada has left its overnight target rate unchanged meaning the Bank Prime will likely remain at 7.20%

In its statement, the Bank said it made the decision due to “recent evidence that excess demand in the economy is easing, and given the lagged effects of monetary policy.”

However, the bank said it “remains concerned about the persistence of underlying inflationary pressures, and is prepared to increase the policy interest rate further if needed.”

The next rate announcement is scheduled for Wednesday, October 25.
... See MoreSee Less

The Bank of Canada has left its overnight target rate unchanged meaning the Bank Prime will likely remain at 7.20%

In its statement, the Bank said it made the decision due to “recent evidence that excess demand in the economy is easing, and given the lagged effects of monetary policy.”

However, the bank said it “remains concerned about the persistence of underlying inflationary pressures, and is prepared to increase the policy interest rate further if needed.”
 
The next rate announcement is scheduled for Wednesday, October 25.

Best of luck to everyone going back to school today!
And PLEASE drive carefully, lots of little guys out walking today.
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Best of luck to everyone going back to school today! 
And PLEASE drive carefully, lots of little guys out walking today.
3 weeks ago
Craig Howie, Mortgage Agent

Had the chance to check out The Springwood.
A brand new, locally family owned, Farm to Table Restaurant.
This place did not disappoint!!
Off the charts flavours and ingredients, highly recommend.
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Had the chance to check out The Springwood. 
A brand new, locally family owned, Farm to Table Restaurant. 
This place did not disappoint!! 
Off the charts flavours and ingredients, highly recommend.Image attachmentImage attachment+2Image attachment

Comment on Facebook

Where is this Craig! Looks delicious

Such a gem! Whitby has been yearning for a place like this for years!!!

Great spot!!!

Their presentation is beautiful!

Looks yummy!

It is amazing! Glad you liked it. Great local restaurant.

Looks wonderful!

Looks delicious

Wowza

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Craig Howie mortgage agent

DLC Platinum Award   rotary international

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Service Area

Whitby, Oshawa, Ajax, Ontario

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